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Insurance solutions for everyday risks.

Insurance made clear, practical and manageable.

Mteja Smart Insurance Agency helps Kenyan families, professionals and SMEs find, compare and manage suitable insurance covers from trusted licensed insurers — simply, transparently and with support when it matters most.

Up to 10-month payment plans
Claims support when it matters
Licensed. Advisory-led. Customer obsessed.
We source, compare, place, renew and support claims for products underwritten by licensed insurers and approved partners.
Product desks

All the main covers in one helpful place.

Customers can quickly see what Mteja Smart supports, choose their desk and request a quote or more information.

Kenyan family for health insurance

Mteja Smart Health Insurance Desk

For individuals, families and SMEs comparing medical insurance options for everyday care and larger medical needs.

Get Health Quote →
Motor insurance for cars and fleets

Mteja Smart Motor Insurance Desk

For private cars, commercial vehicles, taxis, PSV, boda boda and fleets requiring suitable motor cover options.

Get Motor Quote →
SME owners discussing business insurance

Mteja Smart SME Insurance Desk

WIBA, Group PA, Group Life, Public Liability, Fire, Theft, Stock and Goods-in-Transit for businesses.

Protect My Business →
Family protection advisory

Mteja Smart Family Protection Advisory

Life, last expense, personal accident, hospital cash and related protection products for families and professionals.

Get Family Advice →
Why Mteja Smart

We walk with you before, during and after cover.

Insurance should not feel confusing, rushed or lonely. We understand your risks, structure the right cover, place it with trusted insurers and support you when claims happen.

1

Customer obsession

We listen first, explain clearly and recommend cover that fits the actual risk — not just the easiest sale.

2

Payment plans with no hassles

Eligible customers can spread premiums for up to 10 months, making protection more manageable.

3

Broad coverage

Support for individuals, families, SMEs, institutions and bespoke risks across general and protection needs.

Simple process

From quote request to cover placement.

A clear journey designed to reduce friction and move visitors from interest to action.

Tell us what you need

Share the product, vehicle, family, staff or business risk you want protected.

We review options

We compare suitable options from trusted licensed insurers and partners.

Choose your cover

We explain limits, exclusions, terms, price and payment options.

We support you

We assist with documents, renewals, policy changes and claims coordination.

Bespoke insurance

For risks that need a more thoughtful solution.

Mteja Smart helps clients assess specialized or complex insurance needs and identify suitable cover options through trusted licensed insurers and partners.

Bespoke insurance advisory for complex risks
Fire & TheftLiabilityGoods-in-TransitGroup LifeClaims Support
Data privacy

Your information is handled carefully.

When you request a quote or ask for advice, we may collect contact, identification and insurance-related information needed to assess your request, support placement and assist with renewals or claims.

Read our Data Privacy Notice and Privacy Policy. Please do not submit unnecessary sensitive documents through the website form.

Claims support

Support when it matters most.

We do not disappear after the policy is issued. We guide documentation, coordinate follow-ups and help you navigate the claims process while the insurer assesses the claim under the applicable policy terms.

View Claims Guide

Ready to compare cover or renew your policy?

Send your request and a Mteja Smart advisor will help you understand the best next step.

Request a Quote
Questions

Clear answers before you buy.

Is Mteja Smart an insurance company?

No. Mteja Smart Insurance Agency is an insurance agency. We advise, source, compare, place, renew and support claims for products underwritten by licensed insurers.

Do you offer premium payment plans?

Eligible customers may access payment plans of up to 10 months, depending on the product, insurer arrangement and approval requirements.

Can you help with SME insurance?

Yes. We support SMEs with practical protection including WIBA, Group PA, Group Life, Public Liability, Fire, Theft, Stock and Goods-in-Transit.

Who decides claims?

Claims decisions are made by the relevant insurer under the policy terms. Mteja Smart supports documentation, coordination and follow-up. View our claims guide.

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Connect with us.

Use WhatsApp for fast quote conversations, or follow Mteja Smart Insurance Agency on Instagram and LinkedIn.